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Job Details
Company Name :
Zen Career Contours
Job Type
:
Sales
Job Title
:
Credit Manager-
Skill
:
"Personal Loan","home loan","Mortgage"
Qualification
:
Graduate B.A
Experience
:
5 - 10 year(s)
Location
:
Pune
Contact Person
:
Pooja Rajput
Phone No
:
9373544123
Mobile No
:
9373544123
Email
:
pooja.rajput@zencareercontours.com
Website
:
Job Description
:
Managerial Responsibilities:
To help manage the branch with help of Branch Manager
Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans
Approval of Secured and hypothecated loans as per policy
Functional Responsibilities
Review of portfolio with respect to delinquency/losses/fraud of the portfolio with branch manager
Hand holding of branches in initial stages for better understanding of processes including customer assessment, cash flow, CPV etc
Interacting with Branch Managers and Cluster Business Manager from risk and loss control perspective.
Experience:-
4-5 years total experience in credit function with 2-3 years or more relevant experience in credit approval in consumer finance (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/Banks
Functional Competencies:-
Credit Appraisal: Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required
Risk Mitigation: Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area
Collection: Need to monitor collection as per repayment schedule from customers. Collection is done by Branch CROs
Training: Training branch CROs regularly on credit policy and improvement areas.
Company Info
:
Additional Info
:
Address
:
#7, Building E-1, Liberty Society Ph-2,
North Main Road, Koregaon Park,
Pune - 411001, Maharashtra
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